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Author: carguijo

Opt Out of Firm Offers of Credit or Insurance
June 1, 2023in First Time Homebuyers0by carguijo

Opt Out of Firm Offers of Credit or Insurance

Nothing is more annoying than a mailbox full of junk mail. Many buyers find that applying for a mortgage can trigger an influx of marketing from other companies trying to…

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Conforming Loan Limit Increase for 2023
January 1, 2023in Mortgage News0by carguijo

Conforming Loan Limit Increase for 2023

The Federal Housing Financing Agency has recently announced that the new conforming loan limit for 2023 is $726,200 for most areas for single-unit properties! This is an 11% increase from…

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Mortgage Numbers That Matter
December 1, 2022in Mortgage Basics0by carguijo

Mortgage Numbers That Matter

Whether you are a first-time home buyer or an experienced one, there are three numbers that will help determine the type of mortgage you qualify for: your credit score, your…

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Navigating Your Loan Program Options
November 1, 2022in Mortgage Basics0by carguijo

Navigating Your Loan Program Options

The process of buying a home can seem daunting. You probably have a TON of questions about how the process works and how you should prepare for it. To help…

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Five Mortgage Security Tips
October 1, 2022in Mortgage Basics0by carguijo

Five Mortgage Security Tips

At Liberty Home Loans, we care about the safety of your personal information. Details like your social security number, your home address, and your phone number are kept safely in…

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How Much Should You Save for a Down Payment?
September 1, 2022in Mortgage Basics0by carguijo

How Much Should You Save for a Down Payment?

The process of buying your first home can seem daunting. You probably have a TON of questions about how the process works and how you should prepare for it. To…

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Loan Process
August 1, 2022in Mortgage Basics0by carguijo

Loan Process

What happens after pre-approval? Words like underwriting, insurance premiums, and closing begin to pop up in conversation, and you might find yourself wondering what all these terms mean. Today, we’ll…

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When Should You Buy Your First Home?
July 1, 2022in Mortgage Basics0by carguijo

When Should You Buy Your First Home?

The process of buying your first home can seem daunting. You probably have a TON of questions about how the process works and how you should prepare for it. To…

Read more
Mortgage Rates
June 1, 2022in Mortgage Basics0by carguijo

Mortgage Rates

When it comes to choosing your mortgage, mortgage rates are only part of the equation. Home price, insurance, taxes, interest, and mortgage rates can all contribute to your monthly payment…

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Five Ways to Save for a Down Payment
May 1, 2022in First Time Homebuyers0by carguijo

Five Ways to Save for a Down Payment

Ready to reach your goal of home ownership? Today we’re taking a look at saving money for a down payment. Will skipping the fancy latte or making lunch at home…

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Recent Posts

  • Opt Out of Firm Offers of Credit or Insurance
  • Conforming Loan Limit Increase for 2023
  • Mortgage Numbers That Matter
  • Navigating Your Loan Program Options
  • Five Mortgage Security Tips

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