Nothing is more annoying than a mailbox full of junk mail. Many buyers find that applying for a mortgage can trigger an influx of marketing from other companies trying to…
Author: carguijo
Conforming Loan Limit Increase for 2023
The Federal Housing Financing Agency has recently announced that the new conforming loan limit for 2023 is $726,200 for most areas for single-unit properties! This is an 11% increase from…
Mortgage Numbers That Matter
Whether you are a first-time home buyer or an experienced one, there are three numbers that will help determine the type of mortgage you qualify for: your credit score, your…
Navigating Your Loan Program Options
The process of buying a home can seem daunting. You probably have a TON of questions about how the process works and how you should prepare for it. To help…
Five Mortgage Security Tips
At Liberty Home Loans, we care about the safety of your personal information. Details like your social security number, your home address, and your phone number are kept safely in…
How Much Should You Save for a Down Payment?
The process of buying your first home can seem daunting. You probably have a TON of questions about how the process works and how you should prepare for it. To…
Loan Process
What happens after pre-approval? Words like underwriting, insurance premiums, and closing begin to pop up in conversation, and you might find yourself wondering what all these terms mean. Today, we’ll…
When Should You Buy Your First Home?
The process of buying your first home can seem daunting. You probably have a TON of questions about how the process works and how you should prepare for it. To…
Mortgage Rates
When it comes to choosing your mortgage, mortgage rates are only part of the equation. Home price, insurance, taxes, interest, and mortgage rates can all contribute to your monthly payment…
Five Ways to Save for a Down Payment
Ready to reach your goal of home ownership? Today we’re taking a look at saving money for a down payment. Will skipping the fancy latte or making lunch at home…