Mortgage Basics

Whether you are a first-time home buyer or an experienced one, there are three numbers that will help determine the type of mortgage you qualify for. Let’s learn more about the mortgage numbers that matter.

Choosing the right loan program depends on a variety of factors like certain loan program features, the loan term and your overall financial goals.

We care about the safety of your personal information. What’s important to you is important to us. Here are some practical tips you can take to keep your information safe during the loan process.

Down payment requirements vary depending on your lender, your credit, your debt-to-income ratio and other factors. Learn how your down payment can impact your monthly mortgage.

What happens after pre-approval? Words like underwriting, insurance premiums, and closing begin to pop up in conversation, and you might be wondering what all these terms mean. We’ll walk through them step by step.

Buying a home is the largest purchase most people will make in their lifetime. There are a few factors to consider when determining if it is the right time for you to buy.

When it comes to choosing your mortgage, mortgage rates are only part of the equation. Home price, insurance, taxes, and interest contribute to your payment. Let’s look at how mortgage rates, and mortgages, really work.

Mortgage calculators are a fast and easy way to learn about what your potential mortgage would look like. Use ours to help determine your estimated monthly mortgage.

If you’ve just started learning about mortgages, you’ve probably seen terms like APR, PMI, and DTI pop up. There is a lot to learn when it comes to mortgages, but mortgages don’t have to be confusing!

The paperwork required for a mortgage doesn’t have to overwhelm you. To help you organize the personal documents needed to obtain a home loan, we’ve put together a list of information that is typically required during the loan process.